California's trusted SR-22 insurance specialists. We file directly with the DMV so you can reinstate your license quickly, easily, and without the stress.
We specialize exclusively in SR-22 insurance and license reinstatement — so you get an expert, not a generalist.
Buy your owner or non-owner SR-22 policy online in minutes. Filed electronically with the CA DMV the same day.
Buy now →Our agents walk you through every step of the reinstatement process — no confusing paperwork, no surprises.
Learn more →Access our network of DUI programs, attorneys, and interlock providers for a complete reinstatement solution.
Learn more →Every situation is different. Call or email us and we'll find the right path forward for your specific case.
Contact us →The whole process takes less than 15 minutes from start to finish.
You'll be taken to our secure quoting partner, Aspire General Insurance. Enter your basic driver info — takes about 2 minutes.
Your driving record is pulled automatically. Review your pricing options, sign electronically, and pay securely online.
Your SR-22 is submitted electronically to the California DMV the same business day. Your certificate arrives by email immediately.
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Complete your SR-22 online in minutes. Same-day DMV filing. Starting from $15/mo.
Common Questions
SR-22 insurance that cover vehicles costs in California typically range from $85 to $250 per month depending on your driving record, age, vehicle, and coverage level. Non-owner SR-22 policies (for drivers without a car) are usually the most affordable option and are far less expensive than policies that include vehicles. The SR-22 filing itself is a one-time fee of around $25. Get your exact rate in 2 minutes →
Most California drivers are required to maintain SR-22 for three years from the date their license is reinstated. The SR-22 must remain continuously active during this entire period — any lapse is reported to the DMV and will result in license re-suspension. Full SR-22 duration guide →
Yes. A non-owner SR-22 policy provides the financial responsibility filing the DMV requires without covering a specific vehicle. It's designed for drivers who need to reinstate their license but don't currently own or regularly drive a car. Non-owner policies are typically the most affordable SR-22 option in California. Learn about non-owner SR-22 →
We file SR-22 certificates electronically with the California DMV the same business day you purchase your policy. You'll receive email confirmation immediately, and the DMV typically processes the filing within 24 hours. This is significantly faster than the 2–4 weeks paper filings can take.
California uses SR-22, not FR-44. FR-44 is required in Florida and Virginia and mandates significantly higher liability limits. If you're moving to California from one of those states or vice versa, the filing requirements change. Compare SR-22 vs FR-44 →
License reinstatement in California typically requires: (1) completing any court-ordered programs such as DUI school, (2) obtaining SR-22 insurance filed with the DMV, (3) paying the DMV reinstatement fee, and (4) resolving any underlying court or DMV actions. The exact steps vary based on your suspension reason. Full reinstatement guide →