For drivers who own a vehicle and need SR-22 coverage to reinstate their license.
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Non-Owner Policy
Don't own a car? A non-owner SR-22 satisfies the DMV requirement so you can drive legally.
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SR-22 Filing Included
The SR-22 certificate is included with your policy — no extra fees, filed directly to the CA DMV.
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Same-Day DMV Filing
Purchase during business hours and your filing is submitted to the DMV the same day.
Questions & Answers
Frequently Asked Questions
An SR-22 is not insurance itself — it's a certificate your insurance company files with the DMV proving you carry the required coverage. California requires it after certain violations like DUIs, driving without insurance, or license suspensions. If the DMV has notified you that you need one, you do.
An owner policy covers a specific vehicle you own. A non-owner policy covers you as a driver in any car you borrow or rent — it does not cover a specific vehicle. If you don't own a car but need your license reinstated, a non-owner policy is typically the right choice and usually costs less.
When you purchase during business hours, your SR-22 is submitted electronically to the California DMV the same day. The DMV typically updates their records within 1–3 business days after receiving the filing.
No credit check is required to get a quote or purchase your SR-22 policy through our online system. Your driving record is pulled automatically, but your credit is not impacted.
In California, most SR-22 requirements last 3 years from the date of the violation or suspension. Your DMV notice will specify your exact requirement period. If the policy lapses during that time, the insurer must notify the DMV, which can restart your requirement period.
You can call us anytime at 949-629-7836 or email kyle@sanctuaryinsuranceservices.com. We're happy to walk you through the process or complete the purchase over the phone if you prefer.
Ready to Get Back on the Road?
Complete your SR-22 in minutes. Same-day DMV filing.